There’s no way to anticipate what will happen in the future — you can’t predict when or how your pets will get sick, or how much it will cost. Pet insurance protects against unexpected veterinary bills. Many pet owners pay out-of-pocket for their pets' medical expenses, but most Americans struggle to afford a $1500 emergency vet bill. The right pet insurance can be a lifesaver. To understand how valuable pet insurance can be, you should first understand the all the expenses most pet owners face. The ASPCA estimates pet parents spend approximately $355 to $650 annually on food, toys, treats, and other miscellaneous expenses depending on the size, breed, and location of their animals. Infrequent purchases such as crates, carrier bags, and cages can cost an additional $470 to $560. In total, the first-year costs of owning dogs and cats are approximately $1,000 to $2,000.
Meanwhile, the average cost for a routine veterinary checkup or wellness visit can cost anywhere from $50 to $250. Vaccines are pretty affordable. You’ll likely pay about $100 for a dog’s core vaccines, for example.
Recommended Pet Insurance carriers
Healthy Paws https://www.healthypawspetinsurance.com/
Nationwide https://www.petinsurance.com/
Trupanion https://trupanion.com/pet-insurance
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